How can you find out if there is a dot recordable accident on your record?

You can go to your Department of Motor Vehicles or whatever the name of the department is in your state and request a copy of your MVR. The bad news is that the information included on your MVR is not the only information that is available to your insurance company or any prospective insurance company you wish to get a quote from. Insurance companies have access to more than what is listed on your motor vehicle report. Due to people occasionally not being truthful when asked about tickets, accidents, or claims. Insurance companies have made information available due to our days of computer access, they now have access to this information. There are vendors that make this information available to insurance carriers in seconds. I own an independent insurance company and when we are quoting almost any type of insurance, we have access to every claim you make, possible drivers that may be living with you, tickets that you have had in the past, and many other things.