How do you insure your home that is not lived in?

To insure a home that is not lived in, you can purchase a vacant home insurance policy specifically designed for unoccupied properties. This type of policy typically covers risks such as vandalism, theft, and certain types of damage, which are more prevalent when a home is unoccupied. It's important to inform your insurance provider about the home's vacancy status to ensure adequate coverage and to follow any specific requirements they may have, such as regular inspections. Additionally, consider taking preventive measures, such as maintaining utilities and securing the property, to reduce risks and potentially lower premiums.