To determine if someone is blacklisted by a bank and unable to secure a house loan, you can check their credit report through credit bureaus, which will indicate any negative listings or defaults. Additionally, contacting the bank directly can provide information on their lending policies and whether the individual has been flagged for any reason. It's also advisable to review the person's financial history, including payment delinquencies or bankruptcies, which could impact their loan eligibility.
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