You cannot estimate premiums in a forum like this. There are far too many factors that go into rating insurance. Some of these are State, County, zip code, driver age, vehicle, use of vehicle, driver's record, coverage, and many more. I want to make one recommendation as strongly as possible. Buy a cruiser. "Crotch Rockets" are many times more expensive for insurance than "Cruisers". I have written motorcycle insurance ranging from $30 per year to $4000 per year. I have a Kawasaki Vulcan Classic Cruiser and full coverage insurance is only $160 a year. Independent Agents represent several insurance companies and can shop for the best rates and coverage for you. I represent 4 insurance companies that specialize in motorcycle insurance so call an Independent Agent in your area.
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