Best car insurance

All big insurance companies are close to the same. Check their reputation searching the name followed by complaint. All will have some results but you can see if they fall down in one particular area.

The key is to buy the POLICY that most suits you!

I will use my insurance for example: The terms I use apply to the area I live. The insurance companies in your area will have equivalent terms.

I drive older cars and trucks (3 total: Vintage Summer toy, Winter beater, and chore truck)

My coverage is max Public liability and damage. Meaning I have coverage to the maximum the company will give for damage to other people and cars. 15,000,000 coverage. Extra cost over legal minimum $165.00 last year for all three vehicles combined.

I have comprehensive coverage that includes:

• Glass except windshield (Where I live I can change all three windshields every year cheaper than buying coverage)
• Theft
• Fire
• Vandalism
• Uninsured motorist: if the other guy does not have insurance and the crash is his fault, my insurance pays. (includes if he does not have enough insurance)
• Acts of god, (flood, hurricane, end of the earth, whatever)
• Coverage for rental cars that I rent ($50.00 year)
• Coverage to rent a car while mine is in the shop for a covered repair including a crash caused by another and not directly covered by my insurance
• And a few things I have forgoten.

Only the summer toy car has Collision coverage that will fix it if I crash it.

Be Careful!The cheap insurance that many people buy will not cover a serious crash, nore many of the things you see in my list.