If you am driving a car that is owned by someone else can you get insurance on it in your name?

Insurance on Another persons Car?

Yes, You can Insure the property of another person. So Long as you have authorization to do so and the owner is benefited, or an other insurable interest in that property exists. You will however need to list the vehicle owner also as an insured to meet your states dmv and statutory insurance requirements.

An example would be a case where dad says " OK, you can use my spare car but you gotta get your own coverage".

If You have permissive use from the owner of a vehicle, then this automatically creates an insurable interest. However, Only the Legal owner of the Property or the designated agent of the owner can receive compensation for the property in the event of a covered property loss.

If you are insuring for liability only then this is not an issue. If you buy full property coverage, Then Dad will be proud and happy you were prudent enough to fully insure his and your interest in the vehicle he loaned you.

List all drivers for liability purposes and list dad for both property and liability interest.

Another example would be almost every time we Rent A Car. When we purchase the daily insurance with the rental car we insure our liabilities and the vehicle owners liability in the use of Someone Else's Vehicle.

We can not insure the property of another where no insurable interest exists. It would be unlawful to insure the property or life of another where the intent is to gain unduly from another persons loss.