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DPPO plans means you don't need a primary care physician. You can
go to any health care professional you want without a
referral-inside or outside of your network. It give you
flexibility.
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Staying inside your network means smaller copays and full coverage.
If you choose to go outside your network, you'll have higher
out-of-pocket costs, and not all services may be covered.
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If you prefer to have your care coordinated through a single
doctor, an HMO plan might be right for you. If you want greater
flexibility or if you see a lot of specialists, a PPO plan might be
what you're looking for.
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