Who makes a determination id an incident or injury claim should be filed?

The determination of whether an incident or injury claim should be filed typically involves the injured party, their legal counsel, and relevant insurance representatives. The injured party assesses the severity of the incident and potential damages, while legal counsel provides guidance on the merits of the claim and the likelihood of success. Insurance representatives may also evaluate the situation based on policy coverage and liability considerations. Ultimately, the decision is a collaborative process based on the specifics of the incident and applicable laws.