How can I pay for surgery with insurance?

To pay for surgery with insurance, you typically need to follow these steps:

1. Confirm that the surgery is covered by your insurance plan.
2. Get a referral from your primary care physician if required.
3. Choose a surgeon and hospital that are in-network with your insurance.
4. Obtain pre-authorization from your insurance company.
5. Pay any deductible, co-pay, or co-insurance required by your plan.
6. After the surgery, the hospital and surgeon will bill your insurance company directly.