Who is responsible for the tow truck bill after a car has been repo?

Eventually the person who did not make the payments and then had their car repossessed. That bill is the least of your worries. You are also responsible for all other cost associated with the repo, plus the difference in what the lender sells the car for and what is actually owed on the loan. NO this is just flat-out wrong. The finance company that holds the ownership of the car hires a local tow company to collect the car. You do not pay for it. The car will be sent to an auction and the bank or finance company will sell it for what they can. YOU are all done with this car. You will probably get an official looking letter after it is auctioned to tell you what the car sold for BUT YOU DO NOT HAVE TO PAY ANOTHER RED CENT towards the difference. Once they repo it, you are all done with the responsibility for it. Phil