If you made late payments due to medical reasons can that be removed from your credit score?

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1197116

2026-03-16 18:35

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Fair Credit Reporting Act requires that the creditor report your payment status accurately. That means that if you agreed to pay a certain amount on a certain day, then your account is "paid as agreed". If you miss a payment for any reason other than bank error, the account has not been paid as agreed no matter what the reason for the late payment. If you have medical issues that prevent timely payment, the best arrangement would be to make arrangements with the creditor prior to the conditions of the agreement not being met.

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