What does 60 consecutive DAYS VACANT means in a homeowners policy?

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2026-03-19 20:10

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Vacant Home CoverageThe "Vacancy Clause" typically 60 days, indicates the number of days vacancy of your home that would automatically void coverage under your Homeowners Insurance Policy if you do not take certain actions or add required coverages.

Extended periods of vacancy can substantially increase the risk associated with your home.

Most Home Insurance Companies require that you notify them of any vacancy that will exceed a certain number of days. To address the increased risk you should at these times have a vacancy coverage endorsement added to your policy for continued coverage.

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