How can I effectively cut back a money tree to promote healthy growth and maintain its shape?

To effectively cut back a money tree for healthy growth and shape maintenance, use sharp, clean pruning shears to trim any overgrown or damaged branches. Cut back to just above a leaf node or bud to encourage new growth. Avoid cutting off more than one-third of the tree's total foliage at a time to prevent stress. Regularly prune to maintain the desired shape and promote overall health.