Can a netspend card put you in debt?

A NetSpend card is a prepaid debit card, meaning you can only spend the funds that you have loaded onto it, so it cannot technically put you in debt like a credit card can. However, if you overdraft the card or incur fees that exceed your balance, it may lead to negative account balances or additional charges. It's important to monitor your balance and be aware of any associated fees to avoid unintended financial consequences.