What is the point of view of the story 'The Necklace' by Guy de Maupassant?

This story is told in 3rd person omniscient because you know the thoughts and feelings of madame Loisel and her husband Monsieur. You see Madame Loisel's thoughts in the beginning of the story when she is dreaming about what her life should be like as a rich woman when she is always telling herself she is poor even though she isn't. She is actually in high middle class but she wants all luxuries possible and says the only things she loves are clothes and jewels but she has none of them and is so self conscious and is constantly thinking that others are tormenting and insulting her poverty. You see Monsieur thoughts when he asks Madame Loisel how much she thinks a beautiful dress for the ball would cost and she replies 400 francs. The author describes how he turns pale because that was the exact amount of money that he was saving up for a gun he wanted but gives Madame Loisel the money anyways, which shows two people's point of veiw.

Note: The Loisel's are not high middle class in the beginning of the story. They reach that level by the end of the story but at the beginning, they are higher low class.