How did borrowing money encourage people and making people quit farming and moving to the city?

Borrowing money provided individuals with the financial means to pursue opportunities outside of farming, such as starting businesses or investing in urban industries. The allure of better wages and living conditions in cities attracted many, leading them to abandon agricultural work. Additionally, the increasing costs of farming, coupled with the availability of credit, made it difficult for some to sustain their farms, prompting a shift towards urban migration. This transition was often fueled by the promise of economic advancement and improved lifestyles in urban environments.