How do i know if I am a primary on car loan or co owner?

To determine if you are a primary borrower or a co-owner on a car loan, check the loan documents. The primary borrower is typically listed first and is primarily responsible for repaying the loan. If your name appears alongside the primary borrower's name and you have equal responsibility for the loan, you may be a co-owner. Additionally, your credit report will show the loan's impact on your credit history, indicating your role in the loan.