What is account analysis?

An Account Analysis (AA) system is software used in banks to analyse various accounts a customer has. The end-product of the account analysis system is an Account Analysis Statement which is a summary report of the banking services for the month.

On a broad level, an account analysis system:

· Tracks the various activities, balances and charges with the accounts, collecting inputs from other systems.

· Accumulates both customer balance and service usage information on a monthly basis in order to apply a pricing schedule, calculate a service charge, and provide a credit for the balance maintained in the account.