What information is on your credit report?

A credit report typically includes personal information such as your name, address, Social Security number, and employment history. It details your credit accounts, including credit cards, mortgages, and loans, along with payment history and outstanding balances. Additionally, it contains information about any public records, such as bankruptcies or liens, and inquiries made by lenders when you apply for credit. This information helps lenders assess your creditworthiness when you seek loans or credit.