Why is health insurance important when considering a job offer?

Health insurance is an important topic to discuss when considering a job offer because a person does not want to be without health insurance if something were to happen medically. There is a new law that states an individual must have health insurance or face tax penalties when filing income tax. Insurance costs will be less if purchased as a group, like employees in a factory. If the company is too small to offer its own health insurance program, the individual will have to spend more to gain insurance.