How is your auto insurance affected if a tree falls damaging your vehicle?

If a tree falls and damages your vehicle, your auto insurance coverage will typically depend on the specifics of your policy. If you have comprehensive coverage, it should cover the damage caused by the falling tree, minus your deductible. However, if you only have liability coverage, damages to your vehicle may not be covered, as liability insurance does not protect your own vehicle. Always check with your insurance provider for the specific terms and conditions of your policy.