Do you have to sign a spousal consent form to receive benefits from a spouses 401K plan?

Yes, in many cases, a spousal consent form is required to receive benefits from a spouse's 401(k) plan. This is due to federal regulations that aim to protect the rights of spouses in retirement plans. The form ensures that the non-participant spouse acknowledges and consents to the distribution of benefits, which typically includes the option to choose a joint Survivor annuity. However, specific requirements may vary based on the plan and state laws.