Insurance coverage for DUI accidents typically depends on the specifics of the policy. Most standard auto insurance policies will cover damages resulting from an accident, even if the driver was under the influence; however, the insurer may deny coverage for the DUI-related liabilities, leading to significant out-of-pocket expenses. Additionally, the driver may face increased premiums or policy cancellation after a DUI incident. It's essential to review your specific policy and consult with your insurance provider for clarity.
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