What is the lowest interest rate you can get now?

As of October 2023, the lowest interest rates for loans, such as personal loans or mortgages, can vary significantly based on factors like credit score, loan type, and lender. Generally, rates for highly qualified borrowers can start around 3% to 4% for fixed-rate mortgages and slightly higher for personal loans. However, these rates fluctuate regularly, so it's best to check with specific lenders for the most current offers.