If you have collision coverage on your car insurance you can have your car repaired by our own insurance company, subject to your deductible. Depending on the state if you are carrying uninsured motorists property damage the coverage may be used to repair your vehicle too, often at a deductible of $200-$300. Check your declarations page for an outline of your coverages, and refer to your policy contract for the details on your uninsured motorists property damage coverage.
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