Name three trends in recent banking history?

Three notable trends in recent banking history include the rise of digital banking, which has transformed how consumers access financial services through online and mobile platforms. Another trend is the increasing focus on sustainability and environmentally responsible investing, as banks integrate ESG (Environmental, Social, and Governance) criteria into their operations and lending practices. Lastly, the adoption of fintech innovations, such as blockchain and Artificial Intelligence, has reshaped traditional banking processes, enhancing efficiency and customer experience.