What is uninsured collision?

Uninsured collision coverage is a type of auto insurance that protects drivers in the event of an accident with an uninsured driver, specifically when the insured driver is At Fault. It helps cover the costs of repairs or replacement of the insured vehicle, regardless of the other party's insurance status. This coverage is particularly important in areas where a significant number of drivers may not carry insurance. It provides additional financial security and peace of mind for policyholders.