How will a credit card benefit?

Credit cards are very beneficial but come with some major responsibility. Credit cards can help you build credit, if you get one i recommend you use it to buy extremely cheap stuff then wait for the bill and pay it on time, keep doing that and you will build credit over time. They will give you a high limit of money sometimes in the thousands but again like i said huge responsibility DO NOT spend alot of money, buy small and cheap. If you choose to buy something big there will be interest added on and it will cost you much more money than you paid for the actual thing itself. You may not be able to pay how much they are asking and you will get interest added on and it will pile up and in the end it will mess your credit up very badly. So if you choose to get one be responsible it can make you have amazing credit over a period of years or it can cause your credit to drop so low it takes twice as long to build as if you would have just been responsible in the first place. So spend a year or 2 building it by spending wisely or you can screw it up and spend years trying to fix your mistakes.