Can one stop social security benefits and reapply for them later?

Yes, individuals can stop their Social Security benefits and reapply for them later. This is typically done through a process called "suspension," where benefits can be suspended if the individual is still within their full retirement age and wants to earn delayed retirement credits. However, once benefits are stopped, it's important to understand the implications for future benefits and to follow the proper procedures for reapplication. It's advisable to consult with the Social Security Administration or a financial advisor for personalized guidance.