No offence, but, you are drawing only SSDI, have poor credit, and want to borrow money to buy a car? Obviously with your poor credit, you have not made good choices in the past. And again you are making a poor choice. Forget borrowing money to buy a car. Save your money until you have enough to pay cash for a car. You may only be able to purchase a beater that runs good and can get you from point A to point B, but you won't have a car payment you can't afford in the first place. This time make a wise decision and do not borrow any money.
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