What energy does a ski racer have as she crosses the finishing line?

As a ski racer crosses the finishing line, she possesses kinetic energy due to her high speed, as well as potential energy if she is still at an elevation above the finish line. Additionally, the racer may have some thermal energy from the exertion of racing and friction with the snow. Overall, the predominant form of energy at that moment is kinetic energy, as she is in motion.