What if your deductible is higher than out of pocket max?

If your deductible is higher than your out-of-pocket maximum, it means you will need to spend more on healthcare costs before your insurance begins to cover expenses. However, once you reach the out-of-pocket maximum, your insurance will cover 100% of eligible expenses for the rest of the policy period. This scenario can be financially challenging, as you may have to pay a significant amount upfront before receiving full benefits. It's essential to review your health plan details to understand your financial responsibilities.