Can a 16 year old get an auto loan with a co-signer?

Yes, a 16-year-old can potentially obtain an auto loan with a co-signer, but it depends on the lender's policies and state laws. Most lenders require borrowers to be at least 18 years old, as this is the legal age for entering into contracts. If the co-signer is a responsible adult with good credit, it may increase the chances of approval, but the loan would likely need to be structured in a way that complies with legal requirements.