If the car that you drive is insured but belongs to another person do you have to get insurance to drive it?

1 answer

Answer

1229810

2026-03-11 14:51

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Answer

Yes, unless you want to be sued by the other person if something happens.

Answer

If this is your primary vehicle, then you must be included in the insurance policy.

Answer

You should check with your insurance company. You may have some personal liability. The answer depends on many factors:

  • state laws
  • whether you live with the owner
  • whether any accident is your fault or you were negligent
  • whether you have permission or were using the car at the owner's request
  • whether the car was taken without permission
  • whether the car was being used only for the reason permission was given
  • etc.
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