Can you take out a home equity loan or line of credit jointly with your spouse if he owns the home by himself?

Yes, you can take out a home equity loan or line of credit jointly with your spouse even if the home is solely in your spouse's name. However, the lender will likely require your spouse to be the primary borrower since they are the sole owner of the property. You may need to provide your income and credit information, and the lender will assess the overall financial situation to determine eligibility. It's important to understand how this may affect ownership and liability in the long run.