If a collection agency agrees to delete an item from your credit report will the entry from the original credit card company be deleted as well?

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1191980

2026-03-28 08:41

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Only if you get an agreement from them in writing.

How could the collection agency have any affect on the original credit card issuer? You are dealing with two completely different accounts, one for the credit card and the other that was purchased as a bad debt. They cross reference each other on your credit report, but otherwise are unrelated.

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