What happens if a unlisted driver is involved in accident but given permission?

If an unlisted driver is involved in an accident but had permission to drive the vehicle, the insurance policy may still cover the incident, depending on the specific terms and conditions of the policy. However, the insurer may investigate the circumstances and could potentially deny a claim if the unlisted driver is found to have violated any policy rules. It’s essential for vehicle owners to inform their insurance provider about all authorized drivers to ensure proper coverage. Additionally, the vehicle owner may face increased premiums or penalties for not having the driver listed.