Do you have to take your required minimum distribution if you are still employed?

If you are still employed and participate in your employer's retirement plan, you may not be required to take your required minimum distribution (RMD) from that plan while you are still working, provided you do not own 5% or more of the company. However, RMD rules apply to IRAs and other retirement accounts regardless of employment status. It's important to check the specific plan rules and consult a financial advisor to ensure compliance with IRS regulations.