What recourse does a contractor have when they have performed the work and the insurance company has issued the check in their name and the insureds name but the insured will not endorse the check?

The insurance company sought you fit to complete the job and by issuing the check I'm going to assume you did the work at a high workmanship standard and fulfilled the contract. Take them to court and take them to the cleaners you'll get way more that what your owed seize property do it all Fellow contractor to contractor. May them pay big time lowlifes like that are what drags American families down