To calculate Margaret's annual ATM fees, first determine how much she spends weekly. Since she uses the ATM three times a week at a fee of $1.50 per transaction, her weekly cost is 3 x $1.50 = $4.50. Over a year (52 weeks), her total annual fee would be 52 x $4.50 = $234. Thus, Margaret's annual ATM fees amount to $234.
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