What are the lending policies of hdfc and sbi banks?

HDFC Bank and SBI (State Bank of India) have comprehensive lending policies tailored to various customer needs. HDFC Bank typically offers personal, home, auto, and business loans with competitive interest rates and flexible repayment options, often emphasizing creditworthiness and income stability. SBI, being a public sector bank, provides similar loan products but may have more rigorous criteria for documentation and approval, often focusing on government schemes to promote financial inclusion. Both banks assess factors like credit score, income, and repayment capacity before sanctioning loans.