Withdrawal terms for a Prudential 401(k) typically allow participants to access their funds under certain conditions, such as reaching age 59½, experiencing financial hardship, or upon termination of employment. Hardship withdrawals may require documentation to prove immediate financial need. Additionally, withdrawals before age 59½ may incur a 10% early withdrawal penalty, along with applicable taxes. It's important to review the specific plan documents and consult a financial advisor for tailored advice.
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