If the vehicle were GENUINELY stolen and then involved in an H&R collision, the owner of the damaged vehicle (or their insurance company) will contact you (or your insurance copnay) in an effort to settle the damages according to what kind of coverage you may (or may not) have had on your car.
Legally - the police would investigate to determine who may have stolen the car, and if it WAS actually stolen. It is a notan unknown ploy for people who crash their own cars and then flee the scene and later claim that it must have been stolen by someone.
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