Below are the steps as to how it works:
- Customer visits the ATM and inserts his card into the machine
- ATM reads the magnetic stripe to identify the user
- ATM prompts the user to enter his identification pin number
- If the user enters an incorrect pin, the transaction is cancelled and the card is returned
- If the user enters the correct pin, the machine shows him a menu of operations like withdrawal, deposit, balance inquiry etc.
- User chooses his option - Ex: Withdraw cash
- Machine connects to the bank database to check if the user has sufficient balance in his account to successfully complete the withdrawal transaction
- If so, the machine dispenses cash that the user asked for
- Machine updates users account with the withdrawal and updates the balance accordingly
- Machine returns the card and a receipt advise on the transaction just performed
- User takes his card and leaves the ATM
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