What is the process if you have no insurance and are at fault in accident?

The insurance company will subrogate (come to you for payment) you for all payments including their insured's deductible, repairs, injuries, rental etc. You more than likely will lose your license and any plates and suffer with many fines as well. Best to be upfront contact the company and work out a payment agreement if you do not have all the money required . This could also cause you trouble in getting insurance in the future....(many companys will not insured a person/property that has went 'uninsured' for any length on time).sorry