Being removed as a co-signer on personal or federal student loans due to disability and receiving SSDI is not guaranteed. For private loans, you would need to check with the lender for their specific policies regarding co-signer release, which often requires a solid payment history. Federal student loans generally do not allow for co-signer removal since they typically do not require one. However, if the primary borrower is experiencing financial hardship, they may explore options like income-driven repayment plans or loan discharge due to total and permanent disability.
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