Florida has several key motor vehicle insurance laws, primarily governed by the Florida Motor Vehicle No-Fault Law, which requires drivers to carry Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance. In addition to these requirements, there are laws regulating uninsured and underinsured motorist coverage, as well as specific regulations for commercial vehicles. Overall, while the core requirements are defined by the No-Fault Law, various statutes and regulations contribute to Florida's comprehensive insurance framework.
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