Do you put a teen on your auto insurance when they get their permit or drivers license in N.C.?

Call your agent on this one. Different companies have different policies on this. Most of them do not charge for them until they have a driver's license but want them listed on the policy when they have a permit or some even ask that you list all children over a certain age such as 13 so they can ask about them later. For full disclosure, I own and operate a small Independent Insurance Agency in Central Georgia and have for the past 22 years. I worked a an agent with a direct writer for 3 years prior to that.