What is the value of a 1912 gold 2 and a half dollar eagle coin in fine condition?

According to Coinflation.com, the melt value for all 1908-1929 gold quarter eagles is $128.49 while gold is worth $1062.50/oz.

According to Coinbrag.com the XF-40 value of the coin is $225 and the F-15 value would be $175.