Can you drop your employers health insurance to enroll in your spouses insurance if it is not open enrollment in YOUR insurance in Oregon?

You can dump yours at any time as long as you can be added to your spouses at this time.

Answer

The way I read the "permitted election changes " rules, no. You would have to wait for your open enrollment to cancel, which would be a qualifying event allowing your spouse to add you to his/her policy. To read the IRS guidelines use this link. http://mtnhealthinsurance.com/index.php?pageName=IRSSection125-4

Don

http://mtnhealthinsurance.com